Argentina
Pago Fácil - CABA & PROVINCIA
Product Overview
Why is this important?
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Pago Fácil is one of the most popular and widely used cash payment networks in Argentina, with over 4,000 physical locations across the country (including convenience stores, pharmacies, supermarkets, etc.)
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Cash payment methods are essential for PSPs operating in Argentina due to the large portion of the population that remains unbanked or prefers cash
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Major merchants have directly requested the inclusion of this payment method to meet local demand
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It enables merchants to reach a broader audience, especially in low to middle-income segments and rural areas
What are the key benefits?
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Provides a secure and instant cash payment option, with funds immediately reflected in the merchant's account
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Promotes financial inclusion by allowing users to pay in cash for online purchases
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Increases conversion rates by offering a familiar and trusted payment method for local consumers
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Helps reduce checkout abandonment by catering to users who do not use cards or digital wallets
What problem does it solve?
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Bridges the gap between digital platforms and consumers who operate primarily in cash
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Addresses the lack of payment alternatives for unbanked or underbanked users
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Simplifies the cash-in process for users and provides real-time confirmation for merchants
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Solves merchants' need for a widely trusted, compliant, and regulated cash solution to operate effectively in the Argentine market
Flow Overview
Transaction Flow
- Customer: Payer needs a product/service
- Shop: Start a transaction
- PayRetailers: Generates a Payment Reference
- Payer: Present the reference in PagoFacil
- Pago Fácil: Receive Payment Reference
- Pago Fácil: Validate Payment Reference
- Pago Fácil: Return Reference confirmation
- Pago Fácil: Confirm Payment
- Payer: Execute Payment
- Pago Fácil: Notify Payment
- PayRetailers: Update transaction and notify to Shop
- Shop: Update transaction and deliver product/service
User Flow
1. Select Cash Payment Method
The user is presented with multiple payment options:
- Transferencia bancaria (Bank Transfer)
- Pago en efectivo (Cash Payment)
- Tarjeta (Card)
Purchase summary shows:
- Item: Depósito en la cuenta 346579
- Quantity: x1
- Amount: ARS 1300,00
- Total: ARS 1300,00
2. Select Pago Fácil
Within the cash payment option, the user selects between:
- Rapipago
- PagoFacil
3. Received Payment Reference
The user receives a payment voucher with:
Customer Information:
- Name: Juan Pérez
- Identification: 16838201
- Email: [email protected]
Payment Details:
- Amount to pay: 1,000.00 ARS
- Expiration: 08 Feb 2025 13:15:52
- Payment Reference: 150206000003
Instructions:
- Dirígete a cualquier punto de PagoFácil
- Indica que realizarás un pago de PayRetailers
- Presenta la referencia de pago
- Realiza el pago en efectivo por valor respectivo
- Conserva el ticket de pago para cualquier aclaración
Transaction Information:
- Complete payment for: Test 001
- Store: Producto Test Shop TS ARS
Options available:
- Copy code
- Return to merchant
- Download voucher
Contact us:
- Email: [email protected]
Updated 20 days ago