New Third Party Payments Restriction with SPEI (Mexico)
Introducing as a new feature of SPEI payment method in Mexico, from September 19th, restrictions will be applied to SPEI payments performed by third parties.
Note that this update won't require any changes on your end.
A validation will be performed on our end to block any SPEI payment in which the CURP/RFC provided for the transactions doesn't match the one related to the account holder.
Transactions that fail under these circumstances will be changed to status CANCELLED with the following error message included on the notification:
| Error Message | Meaning |
|---|---|
| THIRD_PARTY_PAYMENT_NOT_ALLOWED | There's been a mismatch with "personalID" from the payer and the transaction. |
To avoid a decrease in the conversion rate due to these circumstances, kindly let your customers know that they should perform SPEI payments with accounts in which they're the account holder.
If you have any further questions about this new feature, don't hesitate to contact us at [email protected].